account tracking

Total Spent

Track every penny - solo, or together

See where your money’s going — together

Lumio makes it easy to see exactly where your money’s going — whether it’s just you, or you’re managing finances as a team. Spot trends, track against your forecast, and get insights that actually help you move forward.

Track who’s paid for what

From bills and rent to takeaway nights and Netflix, Lumio shows a real-time snapshot of who’s covered what. Easily stay balanced with your partner and keep money conversations simple.

Understand your biggest expenses

No more guesswork. Whether it’s groceries, holidays or household costs, Lumio breaks down your monthly spending by category so you can spot your biggest outgoings. Perfect for planning better — together.

Dive deeper with personalised insights

Head to your Spending tab to see a full breakdown of your everyday spending, regular bills, subscriptions, and even cashflow over time. Smarter insights mean smarter money moves.

Join 40,000 happy couples

We are on a mission to help couples thrive financially — together.