spending

Cashflow

Know your net position

Your cashflow at a glance

Lumio tracks all your money in and money out, giving you a real-time view of your net cashflow — perfect for understanding how much you’re really saving (or spending) each month as a couple.

Track your trends over time

Easily tap through and review your cashflow across the last 6 months.

Spot patterns, celebrate wins, and make smarter money moves together.

Personalise your view

Choose which accounts and assets to include, adjust the cashflow period - you can customise your cashflow tracking and focus on what matters most.

Join 40,000 happy couples

We are on a mission to help couples thrive financially — together.