Track, save & invest every penny
Lumio app is the free and smart way for people to track, save and invest every penny without needing a spreadsheet.
Join the 100,000+ connected accounts and download today.
Always dipping into savings by the end of the month?
Lumio’s smart technology sets aside exactly what you can afford to save, when you can afford to save it, straight into your existing accounts.
Download App
Sick of financial spreadsheets, switching apps, and mental maths?
Discover and track your net-worth across all your accounts, in one place. Connect all your financial data in minutes:
Caught out by random subscriptions and unknown expenses?
Finally catch-up with all the bills and subscriptions you forgot you were paying.
Use smart analytics to track your spending and income pay-day to pay-day, month to month, or date-to-date.
“The best fintech app”
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Don't take our word for it, take theirs
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“Got my card in less than 24 hours”
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“Best online bank ever”
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Getting started is so easy...
Link your cash account, credit card, savings, investments and more
Lumio’s smart technology instantly analyses your money and shows you what you can afford to save or invest.
Set money aside straight into your existing savings or investment accounts.
Same security as world leading banks.
We’re breaking down the barriers to expert money management.
Our mission is big, disruptive, and a bit scary. Luckily, we have a rock-star team leading the way. Diverse, empathetic, and working from around the world, our team care deeply about getting it right for our customers.
Our customers’ needs drive everything we do, and we’d love to hear from you. Please get in touch with any questions, feedback, or fun ideas. We’re just getting started!
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