Find financial peace of mind in minutes

With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family.

Join the 100,000+ connected accounts and download today.

Scan the QR code to download Lumio today.
Join the 100,000+ connected accounts.

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Unify your financial accounts for total clarity

Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard.

Bank Account
Credit Card
Savings
Investment
Download App

Track where your money
goes & grows

Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again.

Download App

Boost your savings with
AI-assistance

Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside.

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Be proud of how you provide

Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones.

“The best fintech app”

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Testimonials - Finance X Webflow Template
John Carter
San Francisco, CA
Testimonials

Don't take our word for it, take theirs

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“Got my card in less than 24 hours”

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Testimonials - Finance X Webflow Template
Morgan Woods
San Francisco, CA

“Best online bank ever”

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Testimonials - Finance X Webflow Template
Sophie Moore
Mountain View, CA
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free
£3.99/mo
£6.99/mo
Accounts
Connect your banks, credit card, pension, savings, investments & offline accounts
Connect the value of everything you own to Lumio with Offline Accounts
Net-worth
Unlimited historical net-worth data
3-month limit
Track your net-worth progress as far as possible
3-month limit
Money Manager
Save to connected accounts
Save to any account
Move money instantly
Money management cycle
1st to 1st of each month
Fully customisable
Payday to payday
Analytics
Unlimited historical data
3-month limit
Spending and income breakdown by category
Visual & statistical breakdown
Notifications
Receive all essential notifications
Receive all essential alerts and balance updates, upcoming payments, overdraft warnings and transactions.
Support
Chat support with the team
VIP priority support
Beta feature early access and direct feedback channel
Download AppGet StartedGet Started

Getting started is easy...

Link your accounts

Link your cash account, credit card, savings, investments and more

Lumio calculates savings

Lumio’s smart technology instantly analyses your money and shows you what you can afford to save or invest.

Save & invest easily

Set money aside straight into your existing savings or investment accounts.

Bank-grade Security

Lumio is registered as a PSD Agent by the Financial Conduct Authority and protects your data with 256-bit encryption, for your total peace of mind.

We’re breaking down the barriers to expert money management.

For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.

Our mission is big, disruptive, and a bit scary. Luckily, we have a rock-star team leading the way. Diverse, empathetic, and working from around the world, our team care deeply about getting it right for our customers.

Our customers’ needs drive everything we do, and we’d love to hear from you. Please get in touch with any questions, feedback, or fun ideas. We’re just getting started!

Find financial peace of mind in minutes.

Download App